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Government Retirement Plan Services
We have a proud tradition of innovation in the retirement and financial services industry as evidenced by a number of “firsts.” ING and its companies were among the first to offer:
- 2007: Index-based target-date funds (ING Index Solution PortfoliosSM)
- 2004: Target-date, lifecycle funds (ING Solution PortfoliosSM)
- 1999: An alliance that provides Internet-based investment advice to plan participants
- 1997: Dedicated interactive Plan Sponsor website
- 1996: Participant account access and investment transfer capability via the Internet
- 1986: A Multi-fund family lineup for investments within Defined Contribution (DC) plans
We are continually adapting to the changing environment. We build alliances to offer smart 457 retirement plan solutions with a sharp focus on the goals that are important to you and your employees. This includes:
- Customized investment strategies
- Plan communications
- Participant education
- Specialized expertise in plan services
- High-tech answers to your recordkeeping needs
Why Choose ING?
ING takes a fresh approach to all of our customer relationships, delivering more than just the services you expect. When you choose to work with ING, you are joining forces with a global leader that is committed to the defined contribution market:
- #1 Defined Contribution provider based on number of new plans with over 44,000 plan sponsors1
- 3.4 million plan participants in the U.S.2
- $89.5 billion in total retirement plan assets under management and administration3
- World’s 9th largest company4
- Worldwide presence and brand acceptance – top 100 consumer brand5
Proactive Sponsor Services
Our local service team truly sets us apart from the competition. Other providers may install your plan and move on, but our dedicated representatives stay by your side, to help every step of the way.
- 87 external Client Relations Managers (CRMs) are located throughout the United States, averaging 15 years industry experience and eight years tenure with ING
- 10 internal CRMs to provide additional support
- Local CRMs provide ongoing education and services including: enrollments, educational seminars, periodic plan reviews, one-on-one meetings, and more
- Comprehensive recordkeeping
- Technical and compliance expertise
- Availability to service plans that cross IRS codes
Strategic Investment Platforms
Our investment platform includes a fund menu that spans the full spectrum of asset classes and styles and combines solutions and guidance for all types of investors. Features vary based on availability.
- Multi-Manager architecture offering well-known, brand-name fund families
- ING Solution “Target Date” Portfolios – Index and Actively Managed
- ING LifeStyle “Target Risk” Portfolios
- Fixed Account credited interest rate/Stable Value options
- Managed by Morningstar (Managed Accounts), a fee-based service offered through Morningstar® Retirement ManagerSM
- Full Fund Choice Flexibility via a Self-Directed Brokerage Account provided by TD Ameritrade, a division of TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. TD Ameritrade is an independent entity and not a corporate affiliate of ING Financial Advisers, LLC (member SIPC)
You should consider the investment objectives, risks, and charges and expenses of the investment options carefully before investing. Prospectuses containing this and other information can be obtained by contacting your local representative. Please read carefully before investing. Securities offered through ING Financial Advisers, LLC (member SIPC), One Orange Way, Windsor, CT 06095-4774.
Comprehensive Fiduciary Solutions
We will help you in meeting your fiduciary responsibilities and can provide you with the information and services you need.
Fiduciary Toolkit:
- ING Fund Evaluation ScorecardSM, a proprietary analytical tool independently certified by Wilshire Associates
ING pays an annual fee to Wilshire to compensate Wilshire for its services. ING also indemnifies Wilshire for any claims against Wilshire arising out of this Certificate, subject to standard commercial exceptions for gross negligence or willful misconduct. Neither Wilshire nor ING is rendering investment advice with respect to the Plan’s selection; the selection and ongoing monitoring of investment options will be performed by the Plan’s fiduciaries. Wilshire Associates is not a member of the ING family of companies. Wilshire is a registered service mark of Wilshire Associates Incorporated, Santa Monica, California.
- Plan Sponsor Fiduciary Investment Guide and Fiduciary Checklist
- Sample Investment Policy Statement
Compelling Employee Communications & Services
Our education platform combines a robust library of materials with comprehensive, flexible access to information.
- U.S.-based call center with extended hours, including 24-hour participant and plan sponsor access through Voice Response Unit (VRU)
- Web-based account access with automatic contribution arrangement, automatic contribution increase, and contribution rate change service and investment transfer
- Award-winning enrollment materials
- Spanish materials*
- Customizable online education and enrollment**
- Transition counseling for job changers and retirees**
- No fee participant investment advice (Morningstar Retirement Manager Managed by You)
* May be available in certain instances.
** Does not apply to all plans. Please refer to the proposal provided to your plan (if applicable).
1 PLANSPONSOR Recordkeeping Survey, June 2007
2 Pensions & Investments, November 2007
3 As of March 31, 2008
4 As ranked in Forbes magazine, March 2008. The Forbes Global 2000 is a listing of the world’s largest companies, based on a composite ranking of
sales, profits, assets and market value.
5 Business Week/Interbrand 2007 Best Global Brands Ranking by Brand Value, July 2007
"Wilshire“ is a registered service mark of Wilshire Associates Incorporated, Santa Monica, California. Wilshire Funds Management uses mathematical and statistical investment processes to allocate assets, select managers and construct portfolios and funds in ways that seek to out perform their specific benchmarks. Past performance does not guarantee future returns, and processes used may not achieve the desired results. ING and its companies are not affiliated with the Wilshire family of companies and receive no fee or other direct financial benefits from Wilshire in connection with the use of its services.
Investment advisory products and services are provided by Morningstar Associates, LLC (“Morningstar Associates”), a registered investment advisor and a wholly owned subsidiary of Morningstar, Inc. Morningstar Associates’ advisory service relates solely to the investment options offered under the plan. Retirement plan funding is offered through ING Financial Advisers, LLC ( member SIPC) or other broker dealers with which it has selling agreements. ING provides Morningstar Associates with the plan’s investment options and information about participants but the decisions regarding the advice provided are made by Morningstar Associates. ING and its companies are not affiliated with Morningstar Associates or its affiliates, and receive no fee or other direct financial benefits from Morningstar Associates in connection with the use of its services. The Morningstar name and trademarks are used under license from Morningstar Associates.
Insurance products, annuities and retirement plan funding issued by (third party administrative services may also be provided by) ING Life Insurance and Annuity Company. Securities are distributed by ING Financial Advisers, LLC ( member SIPC), One Orange Way, Windsor, CT 06095-4774. These companies are wholly owned, indirect subsidiaries of ING Groep, N.V. Securities may also be distributed through other broker-dealers with which ING Financial Advisers, LLC has selling agreements. These companies are members of the ING family of companies. Insurance obligations are the responsibility of each individual company. Products and services may not be available in all states. Products and services offered through the ING family of companies. © 2008 ING North America Insurance Corporation.
C08-0519-015 (05/08)
001091
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