ROLLOVER & RETIREMENT
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Are You New to Your Employer?
Are you saving for retirement?
Employer-sponsored plans are truly a great benefit
You can bring your old retirement accounts with you.
Learn to save the right amount for your retirement.
Risk tolerance, time horizon and investment strategy are all key components.
Saving is good!
Avoid the temptation to cash out your retirement plan.
Even if you leave, your account may be able to stay.
You can bring your old retirement accounts with you.
Just because you can take money, doesn't mean you should.
Time to get your investment house in order.
Saving is good!
Learn to save the right amount for your retirement.
Have you covered all your bases?
Are you on target, off by a mile, or somewhere in between?
You can bring your old retirement accounts with you.
Risk tolerance, time horizon and investment strategy are all key components.
Saving is good!
Retirement age varies with the circumstances.
Learn to save the right amount for your retirement.
Just because you can take money, doesn't mean you should.
Risk tolerance, time horizon and investment strategy are all key components.
Its important to determine how you will begin to receive income during your retirement.
Just because you can take money, doesn't mean you should.
You may no longer work at your job, but you do need to work at managing your investments.
Ready to write your own paycheck?
Juggling too many accounts?
Health costs can take a big chunk of your retirement savings.
Share the wealth with your family…not uncle sam.
How to Invest

Review your options | Get diversified | Determine your mix | Choose investments  | Manage over time 

“We’ll get to ‘where’ in a sec. First a few pointers on ‘how’ to invest.”


There are ga-zillions of investments out there. Pick one out of thin air … or worse yet, because your buddy says it’s hot … and you’re doing yourself a disservice. Let’s take a step back and talk about you. How much risk can you stomach? How long do you have to save? Do you have a savings strategy? All this goes into making smart investment choices. Here’s the investment-selection nickel tour.

• Review your options
• Get diversified
• Determine your mix
• Choose investments
• Manage over time


“Just want to cut to the chase?”

Some folks aren’t interested in the finer points of investing. If that’s you, here’s an option. Today, lots of employers offer pre-mixed goal portfolios. You choose a portfolio based on how many years until your goal. Objective professionals diversify your money across investment categories, and make changes over time as the market shifts and your goal approaches. You can set it and forget it.

© 2008 ING North America Insurance Corporation. All rights reserved.
Advisory services provided through ING Financial Advisers, LLC (member SIPC).
This information is not intended to be tax or legal advice. ING does not offer tax or legal advice. Consult your own legal or tax advisor regarding your specific situation.
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