31 Joint ventures

Joint ventures are included proportionally in the consolidated financial statements as follows:

Most significant joint ventures

2007 Interest held (%) Assets Liabilities Income Expenses
ING Australia Ltd 51 9,735 9,252 474 348
Postkantoren B.V. 50 159 126 205 203
KB Life Insurance Company 49 412 394 231 228
ING (NZ) Ltd 51 128 14 44 33
Pacific-Antai Life Insurance Company Ltd 50 150 117 42 36
Total   10,584 9,903 996 848

Most significant joint ventures 2006

2006 Interest held (%) Assets Liabilities Income Expenses
ING Australia Ltd 51 8,617 8,266 402 295
Postkantoren B.V. 50 168 137 219 220
KB Life Insurance Company 49 292 279 167 166
ING (NZ) Ltd 51 132 28 38 29
Pacific-Antai Life Insurance Company Ltd 50 136 106 37 36
Total   9,345 8,816 863 746

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