4. Investments

Investments by type

  2007 2006
Available-for-sale    
– equity securities 19,947 18,225
– debt securities 255,950 275,696
  275,897 293,921
     
Held-to-maturity    
– debt securities 16,753 17,660
  16,753 17,660
     
  292,650 311,581

Changes in investments – available-for-sale and held-to-maturity

  Available-for-sale equity securities Available-for-sale debt securities Held-to-maturity Total
  2007 2006 2007 2006 2007 2006 2007 2006
Opening balance 18,225 16,466 275,696 289,241 17,660 18,937 311,581 324,644
Additions 7,788 6,395 275,497 281,452     283,285 287,847
Amortisation     –181 –309 –59   –240 –309
Transfers 512 –294 –1,417 –249   110 –905 –433
Changes in the composition of the group –536 –26 –2,903 –9,653     –3,439 –9,679
Changes in unrealised revaluations 3,379 1,956 –6,284 –5,177     –2,905 –3,221
Impairments and reversals –53 –42 –133 36     –186 –6
Disposals and redemptions –9,093 –5,782 –272,106 –266,200 –822 –1,342 –282,021 –273,324
Exchange rate differences –275 –448 –12,219 –13,445 –26 –45 –12,520 –13,938
Closing balance 19,947 18,225 255,950 275,696 16,753 17,660 292,650 311,581

Included in transfers of available-for-sale and held-to-maturity investments

  Available-for-sale equity securities Available-for-sale debt securities Held-to-maturity Total
  2007 2006 2007 2006 2007 2006 2007 2006
To/from available-for-sale 21 49 –21 –12       37
To/from loans and advances –1   –6 –122     –7 –122
To/from fair value through profit and loss 52 –118 –1,386 –164     –1,334 –282
To/from Investment in associates 438 –197         438 –197
To/from Other assets/Other liabilities 2 –28 –4 49   110 –2 131
  512 –294 –1,417 –249   110 –905 –433

 

The reclassification from Available-for-sale debt securities to Financial assets designated as at fair value through profit and loss relates to debt securities backing insurance contracts where current market assumptions were implemented in the measurement of the insurance contracts.

Available-for-sale equity securities by insurance and banking operations

  2007 Listed
2006
2007 Unlisted
2006
2007 Total
2006
Insurance operations 14,082 14,376 2,240 1,951 16,322 16,327
Banking operations 3,309 1,093 316 805 3,625 1,898
  17,391 15,469 2,556 2,756 19,947 18,225

Debt securities by insurance and banking operations

  2007 Available-for-sale
2006
2007 Held-to-maturity
2006
2007 Total
2006
Insurance operations 115,944 124,163     115,944 124,163
Banking operations 140,006 151,533 16,753 17,660 156,759 169,193
  255,950 275,696 16,753 17,660 272,703 293,356

 

As at 31 December 2007, the balance sheet value included equity securities which were lent or sold in repurchase transactions amounting to EUR 13 million (2006: EUR 20 million) and nil (2006: nil), respectively, and debt securities which were lent or sold in repurchase transactions amounting to EUR 4,114 million (2006: EUR 2,119 million) and EUR 38,214 million (2006: EUR 37,804 million), respectively.

Borrowed debt securities are not recognised in the balance sheet and amounted to EUR 170 million as at 31 December 2007 (2006: EUR 460 million).

Investments in connection with the insurance operations with a combined carrying value of EUR 69 million (2006: EUR 43 million) were non-income-producing for the year ended 31 December 2007.

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