Looking ahead
ING’s capital position is strong, particularly after the introduction of Basel II, and ING is entering 2008 in a position of strength with strong business fundamentals driving commercial growth. The operating environment is likely to remain challenging going forward, as the economic uncertainty and market volatility has not come to an end yet. Creating value for shareholders remains paramount, and ING has proven its commitment to enhance shareholder returns through an attractive increase in dividends and the ongoing EUR 5.0 billion share buy-back.