Annual reports
Annual report 2024
Our annual report 2024 provides an overview of our achievements during the past year and shows our progress on our strategy and our two priorities: providing superior value to customers and putting sustainability at the heart of what we do. This report features the report of the Executive board, the consolidated and parent company financial statements and other information. The report of the Executive Board includes the sustainability statement which is prepared in accordance with the European Sustainability Reporting Standards (ESRS), as delegated by the Corporate Sustainability Reporting Directive (CSRD).
The ING Bank annual report and other reports are available for downloading below.
"We have had a solid year on all counts in 2024; we were able to deliver on our promises on the basis of a very strong financial performance. This would not have been possible without the dedication of our more than 60,000 colleagues in 36 countries serving our customers worldwide, and we thank them for their hard work and collaboration,” write chairman Karl Guha and CEO Steven van Rijswijk in their message to shareholders and stakeholders. “We believe that ING is well positioned, and we are confident in our ability to navigate through the existing and emerging challenges as we continue to deliver on our promises."
ING Groep N.V.
- 2024 ING Groep NV annual report (PDF 27,8 MB)
- 2024 ING Groep NV Form 20-F (PDF 10,4 MB)
- 2024 ING Groep NV additional pillar III report (PDF 2,8 MB)
- 2024 ING Groep NV appendices additional pillar III disclosures (XLS 0,8 MB)
- 2024 ING Groep NV annual report ESEF package (ZIP 36,8 MB)
- 2024 ING Responsible Banking Progress Statement.pdf (PDF 0,2 MB)
- 2024 Global systemically important banks indicators (PDF 0,1 MB)
ING Bank N.V.
- 2024 ING Bank NV annual report (PDF 12,9 MB)
- 2024 ING Bank NV additional pillar III report (PDF 2,6 MB)
- 2024 ING Bank NV appendices additional pillar III disclosures (XLS 0,6 MB)
- Capital requirements regulation 2024 remuneration disclosure ING Bank NV (PDF 0,1 MB)
- 2024 ING Bank NV annual report ESEF package (ZIP 12,4 MB)
Press release
Printed copy
Email us for a printed copy of the Form 20-F (including ING’s audited financial statements) free of charge. It will be available one day after the publication of the annual report.
All other publications are digital-only and can be downloaded above.
Annual report 2023
The 2023 edition of ING’s annual report gives stakeholders an insight into our strategy, business activities and performance over the past year in the context of ING’s strategic priorities: providing a superior customer experience and putting sustainability at the heart of what we do.
The ING Bank annual report and other reports are available for downloading below.
"It is fair to say that 2023 was a challenging year on many counts: geopolitical and economic shocks, supply-chain disruptions, inflationary pressures, climate-related and other natural disasters, wars, and the continuing trend of societal and political fragmentation across the globe. Against this backdrop, we are proud that we were able to navigate these conditions successfully, make good progress on our strategy, and deliver a set of strong financial results," said chief executive officer Steven van Rijswijk and chairperson Karl Guha in a message to shareholders, clients, colleagues, and other stakeholders.
ING Groep N.V.
- 2023 ING Groep N.V. annual report (PDF 31,1 MB)
- 2023 UN Principles for Responsible Banking assessment (PDF 0,8 MB)
- 2023 Sustainability Accounting Standards Board table (PDF 0,1 MB)
- 2023 Global Reporting Initiative table (PDF 0,2 MB)
- 2023 ING Groep N.V. Form 20-F (PDF 18,6 MB)
- 2023 ING Groep N.V. additional pillar III report (PDF 29,6 MB)
- 2023 ING Groep N.V. appendices additional pillar III disclosures (XLS 0,8 MB)
- 2023 ING Groep N.V. annual report (ESEF package) (ZIP 55,5 MB)
- 2023 Global systemically important banks indicators (PDF 0,2 MB)
ING Bank N.V.
- 2023 ING Bank N.V. annual report (PDF 6,7 MB)
- 2023 ING Bank N.V. additional pillar III report (PDF 29,4 MB)
- 2023 ING Bank N.V. appendices additional pillar III disclosures (XLS 0,7 MB)
- 2023 ING Bank N.V. capital requirements regulation remuneration disclosure (PDF 0,1 MB)
- 2023 ING Bank N.V. annual report (ESEF package) (ZIP 8,1 MB)
Press release
Printed copy
Email us for a printed copy of the Form 20-F (including ING’s audited financial statements) free of charge.
All other publications are digital-only and can be downloaded above.
2022 Annual Report ING Groep N.V.
2022 Annual Report ING Bank N.V.
2022 Annual Report ING Groep N.V. on Form 20-F
Other downloads
- 2022 Annual Report ING Groep N.V. - ESEF package (ZIP 25,9 MB)
- 2022 Annual Report ING Bank N.V. - ESEF package (ZIP 9,5 MB)
- ING Group Additional Pillar III Report 2022 (PDF 29,6 MB)
- ING Group appendices Additional Pillar 3 disclosures 2022 (XLS 0,7 MB)
- ING Bank Additional Pillar III report 2022 (PDF 29,5 MB)
- ING Bank appendices Additional Pillar 3 disclosures 2022 (XLS 0,6 MB)
- Capital Requirements Regulation (CRR) 2022 Remuneration Disclosure ING Bank N.V. (PDF 0,1 MB)
- 2022 Technical appendix GRI and SASB, Environmental Programme and UNEP FI PRB (PDF 2,3 MB)
- Global systemically important banks indicators 2022 (PDF 0,2 MB)
Printed copy
Only Form 20-F can be requested in print format. All other publications are digital and can be downloaded above.
2021 Annual Report ING Groep N.V.
2021 Annual Report ING Bank N.V.
2021 Annual Report ING Groep N.V. on Form 20-F
Other downloads
- 2021 Annual report ING Groep N.V. - ESEF package (ZIP 7,4 MB)
- 2021 Annual report ING Bank N.V. - ESEF package (ZIP 2,7 MB)
- ING Group Additional Pillar III Report 2021 (PDF 2,1 MB)
- ING Group appendices Additional Pillar 3 Disclosures 2021 (XLS 0,5 MB)
- ING Bank Additional Pillar III Report 2021 (PDF 1,9 MB)
- ING Bank appendices Additional Pillar 3 Disclosures 2021 (XLS 0,4 MB)
- Capital Requirements Regulation (CRR) 2021 Remuneration Disclosure ING Bank N.V. (PDF 0,2 MB)
- 2021 Technical appendix – GRI/ SASB, Environmental Programme and UNEP FI PRB (PDF 0,3 MB)
- Global systemically important banks indicators 2021 (PDF 0,3 MB)
Printed copy
Only Form 20-F can be requested in print format. All other publications are digital and can be downloaded above.
2020 Annual Report ING Groep N.V.
2020 Annual Report ING Bank N.V.
2020 Annual Report ING Groep N.V. on Form 20-F
Other downloads
- ING Group SASB and GRI Content Index 2020 (PDF 0,1 MB)
- ING Group Additional Pillar III Report 2020 (PDF 1,6 MB)
- ING Group appendices Additional Pillar 3 Disclosures 2020 (XLS 1 MB)
- ING Bank Additional Pillar III Report 2020 (PDF 1,5 MB)
- ING Bank appendices Additional Pillar 3 Disclosures 2020 (XLS 1 MB)
- Capital Requirements Regulation (CRR) 2020 Remuneration Disclosure ING Bank N.V. (PDF 0,2 MB)
- Global systemically important banks indicators 2020 (PDF 0,1 MB)
Printed copy
Only Form 20-F can be requested in print format. All other publications are digital and can be downloaded above.
2019 Annual Report ING Groep N.V.
2019 Annual Report ING Bank N.V.
2019 Annual Report ING Groep N.V. on Form 20-F
The proposed dividend distribution as reflected in the ING Group 2019 Annual Report is amended by the new information included in the press release of 30 March 2020.
Other downloads
- ING Group SASB and GRI Content Index 2019 (PDF 0,4 MB)
- ING Group Additional Pillar III Report 2019 (PDF 1,3 MB)
- ING Group appendices Additional Pillar 3 Disclosures 2019 (XLS 1,5 MB)
- ING Bank Additional Pillar III Report 2019 (PDF 1,3 MB)
- ING Bank appendices Additional Pillar 3 Disclosures 2019 (XLS 1,1 MB)
- Capital Requirements Regulation (CRR) 2019 Remuneration Disclosure ING Bank N.V. (PDF 0,2 MB)
- Global systemically important banks indicators 2019 (PDF 0,2 MB)
2018 Annual Report ING Groep N.V.
2018 Annual Report ING Bank N.V.
2018 Annual Report ING Groep N.V. on Form 20-F
Other downloads
- ING Non-financial data reporting protocol 2018 (PDF 1,2 MB)
- ING Group SASB and GRI Content Index 2018 (PDF 0,1 MB)
- ING Group Additional Pillar III Report 2018 (PDF 3,2 MB)
- ING Group appendices Additional Pillar 3 Disclosures 2018 (XLS 1,4 MB)
- ING Bank Additional Pillar III Report 2018 (PDF 1,4 MB)
- ING Bank appendices Additional Pillar 3 Disclosures 2018 (XLS 1,4 MB)
- Capital Requirements Regulation (CRR) 2018 Remuneration Disclosure ING Bank N.V. (PDF 0,2 MB)
- Global systemically important banks indicators 2018 (PDF 0,2 MB)
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