Credit Ratings
  S&P Moody's Fitch GBB-Rating
ING Groep N.V.  
Long-term A- Baa1 A+  
Short-term A-2 NA F1  
Outlook Stable Stable Stable  
Latest credit opinion 29/12/2015 03/08/2016 14/04/2016  
ING Bank N.V.  
Long-term A A1 A+ A+
Short-term A-1 P-1 F1 NA
Outlook Stable Stable Stable Stable
Latest credit opinion 29/12/2015 03/08/2016 14/04/2016 22/06/2016

Note: The ratings listed above are provided for information purposes only, and are solely the opinions of the agencies issuing such ratings. By providing these ratings, ING does not imply its endorsement of or concurrence with such ratings. Ratings may be changed, superseded or withdrawn by the agencies at any time, but ING undertakes no obligation to update this list.

The ratings set out in the reports do not constitute recommendations to buy, sell, or hold any security, and are not intended as an offer or invitation with respect to the purchase or sale of securities. No warranty or representation, express or implied, is given as to the accuracy or completeness of that information. In no event will ING, nor any of its directors, employees or advisors accept any liability with regard to the ratings or the information contained in the reports. ING reserves the right to terminate any link or linking program at any time.

Sustainability Ratings

Sustainability Ratings
  Dow Jones Sustainability Indexes (RobecoSAM Score) Sustainalytics CDP (Carbon Discosure Project)
ING Groep N.V. Score: 90 (out of 100) Updated: 8 September 2016 Score: 86 (out of 100) Position: 1 out of 395 banks
Updated: 25 August 2016
Score: 100 (out of 100) for disclosure, A for performance, Position: Included Updated: 4 November 2015
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