Home sweet (energy-efficient) home
Housing is a major source of emissions – and a major opportunity for change. That’s why ING is committed to helping customers around the world make their homes more sustainable in ways that are both practical and rewarding. Whether it’s incentives like reduced interest rates, expert advice, or digital planning tools, we support homeowners by focusing on two things: making home upgrades easier and more affordable.
Why upgrade?
It can save money, boost comfort, and help protect the long-term value of your biggest asset: your home.
“With climate rules tightening and energy prices on the rise, making your home more sustainable is quickly becoming not just a good idea, but an economically smart one,” said Maximilian Hempel, ING’s global Mortgages coordinator.
“Renovating makes a home more comfortable, more sustainable. And in most cases, it can boost a property’s value too.”
Step by step, home by home, here’s how we’re doing our part to support homeowner across the world.

Read more about the eco renovation simulator and ING Energy Loan.
Read more on the local page in Romania.
Read more on the local page in Poland.
Calling for big picture changes
ING’s efforts go beyond individual customers. The whole system needs to shift to facilitate the transition, and that means teaming up with governments, experts and other stakeholders. That’s why we partnered with Guidehouse to dig into what’s really going on in the markets we operate. The result? A white paper that unpacks the challenges in the sector and takes an honest look at what needs to happen to make real progress.
It’s also a resource for readers curious to understand where the market is headed and what role banks, governments and homeowners can play.
Check it out!
Stay ahead of future energy standards
Planning a sustainable renovation is a forward-thinking investment. Our renovation loans help you make energy-efficient upgrades today, but depending on your home's Energy Performance Certificate (EPC) label, additional improvements may be needed over time to meet evolving EU regulations.
Our climate approach
ING wants to play a leading role in accelerating the global transition to a low-carbon economy because it matters to us, to our clients and to society. As a bank, we do this through our financing: working with clients on their transitions to net zero while financing the technologies and solutions needed for a sustainable future. And because the global transition needs to include everyone, we're also finding new ways to enable people to stay a step ahead on climate change.
As society transitions to a low-carbon economy, so do our clients and so does ING. We finance a lot of sustainable activities, but we finance more that isn't sustainable. For more on how we're progressing see www.ing.com/climate.