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Climate change is an unparalleled challenge for our world, one where banks also have a role to play. ING plays its part in various ways.

In 2020, we reached 100% renewable electricity use for the first time and continued to see reductions in our operational emissions, but it’s not enough to only look inwards. As a bank, ING makes the most positive impact on climate action through our financing, via the money we loan to companies and customers. We are steering hundreds of billions of euros in our loan book towards meeting net-zero climate goals. We call this the Terra approach.

Climate action is important to ING and is covered in various parts of this website. For example, in information about our sustainability-linked financing, green bonds and our circular economy programme.

We know that transparency is an important aspect of sustainability, and have published a detailed breakdown of our portfolio by sector.

Our energy page also gives valuable insights, for example into our goal to reduce our financing to coal power generation to close to zero by 2025.

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